Coverage
General Liability
Commercial general liability responds to third-party bodily injury, property damage, and personal/advertising injury claims arising out of your operations, premises, and completed work.
What a policy usually includes
- Premises and operations liability
- Products and completed operations
- Personal and advertising injury
- Medical payments
- Additional insured and waiver of subrogation endorsements
What to watch for
- Certificates and additional insured wording should match your contracts before work starts.
- Subcontractor requirements and hold-harmless language affect pricing and eligibility.
- Professional services and pollution exposures usually need separate policies.
Related coverage
Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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