Coverage
Commercial Auto & Trucking
Commercial auto covers vehicles used for business — from a single work truck to a fleet — including trucking operations with filing, cargo, and higher liability limit requirements.
What a policy usually includes
- Liability, comprehensive, and collision on owned vehicles
- Hired and non-owned auto
- Uninsured/underinsured motorist
- Motor truck cargo and trailer interchange
- MCS-90 and state/federal filings where required
What to watch for
- Personal auto policies exclude most business use, including deliveries.
- Driver MVRs, radius of operation, and commodity hauled drive eligibility and rate.
- Interstate motor carriers usually need $750,000 to $1,000,000 limits plus filings.
Related coverage
Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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